ALC Funds
Where Capital Meets Opportunity

Private Lending
Backed by
16 Years of Trust

Close faster, scale smarter on DSCR, Bridge, Fix & Flip, and New Construction projects — powered by the American Lending Conference network.

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0+
Years of Industry Leadership
Since 2008
0 Days
Average Time to Close
From term sheet
0
Loan Programs Available
Nationwide
0hr
Term Sheet Turnaround
Guaranteed

Our Loan Programs

Flexible financing solutions designed for real estate investors at every stage of their journey.

Long-Term Rental

DSCR Loans

Income-based financing for rental properties with flexible terms and competitive rates. Qualify based on property cash flow, not personal income.

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Short-Term

Bridge Loans

Short-term capital to bridge timing gaps between acquisitions and long-term financing. Reliable, structured execution.

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Renovation

Fix & Flip

Fast funding for renovation projects with draw schedules tailored to your timeline. Clear criteria, rapid closings.

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New Construction

Ground-Up Construction

Comprehensive financing for new construction projects from foundation to completion. Disciplined underwriting, competitive terms.

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Refinance

Mid-Construction

Take over stalled projects or refinance existing construction loans. We step in where others step back.

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Commercial

Commercial DSCR

Specialized financing for commercial real estate investment properties. Institutional-grade underwriting for commercial assets.

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Why ALC Funds?

Built on institutional principles with the flexibility real estate investors need.

Data-Driven Underwriting

Clear, disciplined evaluation built on 16+ years of private lending experience. Every deal is underwritten with institutional rigor.

Fast Term Sheets & Closings

Term sheets issued within 24 hours. Closings in as little as 20 days. Speed without sacrificing structure.

Transparent Pricing & Terms

Competitive rates, no hidden fees, and straightforward structures you can rely on from day one.

Conference-Backed Network

Backed by the American Lending Conference community — 16+ years of relationships with top lenders, brokers, and capital partners.

Recent Closings

Real results for real estate investors across the country.

Refinance
$3,847,254
Mid-Construction Refinance
Dallas, TX
Refinance
$3,364,987
Mid-Construction Refinance
Houston, TX
DSCR
$2,500,000
DSCR Rental
St. Petersburg, FL
Fix & Flip
$1,475,250
Fix & Flip Renovation
Honolulu, HI

Our Funding Process

From application to funding in as little as 20 days.

01

Submit Your Scenario

Share your deal details through our streamlined online form. Takes less than 5 minutes.

02

Evaluation & Term Sheet

Our team reviews the scenario and issues a clear, transparent term sheet within 24 hours.

03

Processing & Underwriting

We collect required documents, verify key details, and conduct disciplined underwriting to finalize approvals.

04

Closing & Funding

We coordinate docs, schedule closing, and wire funds so your project can move forward.

Start Your Scenario

Frequently Asked Questions

Clear answers to common questions about our lending programs and process.

Backed by the American Lending Conference Network

ALC Funds is built on 16+ years of relationships forged at the nation's premier private lending conference. When you work with us, you're not just getting a lender — you're tapping into a network of capital partners, brokers, and industry leaders that Matt Rosen has spent his career building.

Visit americanlendingconference.com
5+
Nationwide Events
National conferences held
800+
Industry Leaders
Attendees per event
50+
Capital Partners
Sponsors & lenders
20+
Years of Legacy
Rosen family in lending

Ready to Fund Your Next Deal?

Get started with transparent pricing and institutional-grade service. Our team is ready to review your scenario.

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